Minor Major Capital, Financial clarity by strategy, innovation, and ethical AI

Reimagine the Future of Finance with Clarity, Integrity & Ethical Intelligence

About MMC

Minor Major Capital, (MMC) is a boutique financial consulting firm founded on one key belief; that every strategic financial decision, whether minor or major, should be approached with integrity, consistency and accuracy

We understand that behind every number there is a vision, a story and opportunity. MMC delivers executive-level finance expertise with a boutique touch; transforming data into direction—guiding business leaders to simplify complexity with confidence and transform minor details into major wins

What We Fix

SMBs don’t struggle because they lack data; they struggle because the data doesn’t clearly show what’s happening, what’s coming next, or what decisions actually matter. Financial reports exist, but they rarely provide the clarity leaders need to operate with confidence.

When cash visibility is unclear and decisions feel urgent.

No clear view of true cash runway
Working capital under constant pressure
Reports explain the past, not the next move

Outcome: Control, stability, and breathing room.

When the business is performing, but confidence is missing.

Margins eroding without clear drivers
Forecasts change month to month
Decisions made without understanding trade-offs

Outcome: Predictability, margin discipline, and confidence in the numbers.

When cash visibility is unclear and decisions feel urgent.

No clear view of true cash runway
Working capital under constant pressure
Reports explain the past, not the next move

Outcome: Control, stability, and breathing room.

Why MMC Exists

After years of modeling multi-million-dollar scenarios, and supporting executive decision-making, our founder saw the same gap everywhere: SMBs were making decisions with: scattered data - outdated spreadsheets - no forecasting discipline - no cash visibility - zero forward-looking insights This wasn’t “bad business.” It was **lack of infrastructure**. MMC was created to give SMBs the same advantage large companies enjoy — accurate models, live insights, CFO-level guidance, and AI-enabled forecasting — without the six-figure payroll cost.

Why SMB Leaders Work with MMC

Most SMBs don’t have an accounting problem; They have a clarity problem.

Financial data exists, but it doesn’t clearly explain what’s driving performance, where risk is building, or which decisions actually matter right now. Without that clarity, leaders are forced to operate reactively.

Minor Major Capital partners with SMB leadership teams as a fractional CFO to bring structure, discipline, and foresight to financial decision-making. We integrate P&L, Balance Sheet, and Cash Flow into clear forecasts and decision frameworks so leaders can act with confidence instead of guesswork.

Services

Fractional CFO for SMBs

Executive-level CFO leadership without the full-time cost. We stabilize cash, build forecasting discipline, and give you decision-ready reporting so you can lead with confidence.

Cash runway + working capital strategy
KPI dashboard + monthly cadence
Pricing, margins, and profitability actions
Capital planning + investor readiness

AI financial model visualizing cash flow and forecasts..jpg

Strategic FP&A & Innovative Modeling

Strategic Driver-based models and scenarios that show what happens before it happens. We turn your numbers into a system for decision-making, not a monthly surprise.

Driver-based forecast (12–24 months)
Scenario planning (base/downside/upside)
Margin bridge + variance insights
Budgeting + operating plan

Reimagined Finance w/ AI (The MMC Clarity Engine™)

MMC Clarity Engine™ converts raw financials into predictive visibility. Ethical AI + CFO judgment means faster insights, cleaner automation, and better decisions.

Auto-ingestion + cleanup checks
Forecast signals + anomaly flags
KPI automation + variance explanations
Executive-ready dashboards

The MMC Way

MMC, isn’t a vendor. We’re a strategic financial partner. We operate by four principles: Clarity, Integrity, Consistency, and Strategic Growth. Every founder should know their cash position, burn rate, margins, and forward trajectory; clearly, and daily. We give the truth, not the answer someone "wants". Accuracy is the foundation of every decision we support. Finance is a habit, not a one-time cleanup. MMC builds systems that work every week, every month, every quarter. We don’t just report the numbers. We tell you what the numbers mean, and what to do next.

We envision a business landscape where financial clarity fuels innovation, sustainable growth, and long-term success; helping every company unlock its full potential.

Founder | Principal

Nicholas L. Minor, MBA

For nearly two decades, I have led FP&A, strategic finance, pricing, forecasting, and executive reporting across aerospace, medical device, private-equity-backed enterprises, and broker-dealer environments where precision and accountability are non-negotiable. I founded MMC to deliver that same level of financial discipline, clarity, and strategic direction to SMBs that have outgrown guesswork and need decision-grade insights. Numbers never lie; MMC teaches founders how to turn those truths into control, confidence, and strategic growth.

MEET THE FOUNDER